{"id":143071,"date":"2025-02-16T11:55:08","date_gmt":"2025-02-16T06:25:08","guid":{"rendered":"https:\/\/blog.thomascook.in\/?p=143071"},"modified":"2026-03-16T15:47:42","modified_gmt":"2026-03-16T10:17:42","slug":"know-about-overseas-students-health-cover-in-australia","status":"publish","type":"post","link":"https:\/\/www.thomascook.in\/blog\/forex\/know-about-overseas-students-health-cover-in-australia\/","title":{"rendered":"Overseas Student Health Cover in Australia \u2013 What You Need to Know"},"content":{"rendered":"
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Overseas students are required to have health coverage in Australia. So, international students who are not permanent residents or citizens of Australia are required to have health insurance coverage for the duration of their stay in Australia. The Overseas Student Health Cover (OSHC) is a government-subsidized health insurance scheme that provides overseas students with access to the same level of healthcare as Australian residents have with a Medicare card. Students who are fully accredited members of the International Student Health Cover (ISHC) scheme will pay $0 upfront and $938 per annum for this insurance cover. If you are not protected under the OSHC Australia, then your medical cost in Australia can be huge. Overseas students may be granted a student visa or a temporary graduate visa depending on the program of study they have chosen and the duration of their course. Along with a visa, you must obtain health insurance as well before entering Australia.\u00a0<\/p>\r\n\r\n\r\n\r\n

Health cover in Australia<\/h2>\r\n\r\n\r\n\r\n

Australia has a population of 23.6 million and the majority of them are immigrants. The country is one of the most popular destinations for international students. Healthcare in Australia is provided by both private and public providers, with Medicare being the government-funded universal health care system in place. It provides free or subsidized treatment to Australian citizens and permanent residents who are covered by the Medicare plan.<\/p>\r\n\r\n\r\n\r\n

As an international student, you have access to different health covers in Australia that can provide the same benefit as the Medicare plan. The Australian government provides the following healthcare options for international students and their dependents:<\/p>\r\n\r\n\r\n\r\n

– Overseas Student Health Cover (OSHC)<\/p>\r\n\r\n\r\n\r\n

– Medicare<\/p>\r\n\r\n\r\n\r\n

– Private health insurance<\/p>\r\n\r\n\r\n\r\n

– Overseas Visitors Health Cover (OVHC) – Temporary Additional Living Expenses (TALES) – Pharmaceutical Benefits Scheme (PBS).<\/p>\r\n\r\n\r\n\r\n

OSHC Australia<\/h2>\r\n\r\n\r\n\r\n

OSHC Australia is an insurance policy that provides you with coverage for medical treatment and hospital care for illness or injury that you may experience while in Australia.<\/p>\r\n\r\n\r\n\r\n

The OSHC is a mandatory requirement if you are not eligible for Medicare or Australian health care. The OSHC covers the cost of your medical treatment, hospital stays, ambulance services, and other related medical expenses incurred during your stay in Australia. You may also be covered by private health insurance policies which will provide additional benefits. The OSHC is a requirement if you are not eligible for Medicare or Australian healthcare. The OSHC covers the cost of your medical treatment, hospital stays, ambulance services, and other related medical expenses that you may incur during your stay in Australia. You can also be covered by private health insurance policies which will provide additional benefits.<\/p>\r\n\r\n\r\n\r\n

Students can purchase OSHC for a period of 12 months, 24 months, or 36 months. The student will be covered for the duration of their plan\u2019s course plus 3 months after they complete their course. The cost of this wonderful student cover depends on the length of time you want it for, your age, and whether you are a full-time student or not. The OSHC is designed for overseas students who will be studying in Australia for more than six months. It is important for overseas students to understand what this OSHC is and how it can help them during their stay in Australia as it aids you to handle abroad medical emergencies timely and effectively.<\/p>\r\n\r\n\r\n\r\n

THOMAS COOK\u2019S STUDENT ELITE<\/h2>\r\n\r\n\r\n\r\n

For students who are about to fly to Australia for further studies, Thomas Cook<\/a>\u00a0has for them the Student\u2019s Elite Plan. The plan gives them tailored insurance coverage that protects their entire overseas journey. But more importantly, the other benefits that this plan offers are coverage for the medical expenses the student may encounter while living and studying in the land Down Under, along with:<\/p>\r\n\r\n\r\n\r\n

If you are planning to move to Australia for further studies, then Thomas Cook\u2019s services can come in handy as we provide a variety of overseas healthcare forex products<\/a>. We also have our Student Elite Plan which helps you get an OSHC Australia and multiple other benefits including travel insurance as well. This program provides an extra layer of protection that all international students should take advantage of in time of a medical crisis.<\/p>\r\n\r\n\r\n\r\n