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Foreign exchange may not be one of the first things on your international travel checklist. But you simply cannot do without forex – be it in a form of cash, prepaid forex, or cheque in your travels. Be it for studies or for leisure. While it is dependent on many factors, the foreign exchange rates fluctuate daily.
The US Dollar is the most significant currency in the world of forex. In India, it is one of the most sought-after currency along with the Euro, Great Britain Pound, Singapore Dollar and the Thai Baht. But the US dollar is the most-accepted and the most easily exchangeable currency around the world.
Amidst the rising oil prices and a global tariff war, the Indian Rupee has reached a record low. At the time of writing, it is trading at around Rs 73 against the USD. Along with the Euro and the GBP, the USD fluctuates a great deal.
But, these fluctuations don’t have to affect your travel plans. These fluctuations in currency rates are part of a cycle. So, if you’re travelling abroad now, you buy forex now.
Surprised to hear this? Read on to find out why.
Now’s a Good Time as Any
The general rule for buying forex is to wait for the best rate to get the best deal. Most of the times, we buy forex regardless of favourable rates. But some people schedule their travel around these currency fluctuations.
Forex is now also available as prepaid forex cards which is one of the most convenient ways of carrying your forex around. Travel cards are just more convenient and come with a host of benefits over cash or travellers’ cheques. Prepaid forex cards are efficient and provide a seamless forex experience.
Thomas Cook gives you not one, but two types of prepaid forex cards that will serve your forex needs.
The Convenience of Prepaid Forex Cards
Thomas Cook’s prepaid travel cards allow you the freedom of ATM cash withdrawals as well as the convenience of cashless payments at more than 35.2 million merchants worldwide without a transaction fee.
Also Read: Buy Forex Online Stress Free Vacation
Thomas Cook’s Prepaid Forex Cards simplify foreign exchange, leaving you free to concentrate on more important things like enjoying your trip. Thomas Cook’s One Currency Card can be used in over 200 countries across the world. The One Currency Card makes life easier with simplicity and convenience.
- The One Currency Card is protected by a chip and a PIN.
- You do not have to pay cross-currency costs anywhere in the world.
- You get access to 35.2 million establishments and 2.2 million MasterCard ATMs around the world.
- The One Currency Card is secure as it is not linked to your bank account. If you end up losing yours, it will be replaced for free.
- You can reload and top up your card from anywhere in the world.
- Manage your card online.
Thomas Cook’s other offering, the Borderless Prepaid Card also ensures you the same security and convenience.
This one has an added advantage of allowing up to 8 currencies in one card.
- It enjoys chip and PIN protection.
- The Borderless Prepaid Card is independent of your bank account providing you the added peace of mind.
- If you lose your card or if it gets stolen, it is replaced for free even when you’re abroad.
- You can reload it or top it up from anywhere in the world.
- You are notified of every transaction with an SMS or email alert.
Travel cards or prepaid forex cards, as they are better known, are a new-age solution for a rapidly shrinking world. Both these cards enjoy a long validity period, enabling them to be reused multiple times, across multiple trips.
Some Useful Tips
International travel is all about being prepared. That means booking your tickets, securing your visa and arranging for forex well in advance. The thing that matters the most while travelling abroad is to enjoy the experience and soak in the new cultures. Once you have all the bases covered, it becomes easier for you to start enjoying your trip. So, go ahead, travel. Broaden your horizons.
Recommended Read: Tips For Money Management While Traveling Abroad
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