Key Benefits of Thomas Cook's Borderless Multicurrency Forex Travel Card

A borderless Travel multi-currency card from Thomas Cook is just the thing you need. It is one of the most convenient ways to carry foreign exchange. A multi-currency travel card lets you manage expenses across multiple destinations with ease. 

You can load up to 28 different currencies in a single card at Thomas Cook like:

• US Dollar (USD)
• Euro (EUR)
• British Pound (GBP)
• Canadian Dollar (CAD)
• Australian Dollar (AUD)
• Swiss Franc (CHF)
• Japanese Yen (JPY)
• Singapore Dollar (SGD)
• UAE Dirham (AED)
• Saudi Riyal (SAR)
• Thai Baht (THB)
• New Zealand Dollar (NZD) & more.

With shrinking geography, cash is losing its importance. Would you choose to carry cash or while travelling or would you prefer to have one multi-currency card to keep your savings safe? 

Wherever you go, Thomas Cook’s trusted multi-currency travel card goes with you. With Thomas Cook’s range of offerings, travel and foreign exchange woes are things of the past. From offering the best deals on hotels and flights, to arranging for foreign exchange, we take care of all your travel needs.

Cash Withdrawals, Transfers, and Using Multicurrency Forex Cards

A multicurrency forex card offers convenience for travelers by allowing seamless access to multiple currencies in one card. Here’s how you can use it for withdrawals, payments, and balance transfers.

How to Withdraw Cash from Your Multicurrency Forex Card?

• You can withdraw cash from any international ATM that accepts Visa or Mastercard.

• The process is similar to using a debit or credit card. Simply insert your card, enter the PIN, and choose the withdrawal amount.

• The amount withdrawn is deducted from your available currency balance on the card.

• Keep in mind that ATM withdrawal charges may apply depending on the provider and the country of transaction.

Can You Transfer Money from a Multicurrency Card to a Bank Account?

Direct transfers from a multicurrency card to a bank account are not allowed. These cards are intended for travel-related transactions, including in-store purchases, online payments, and cash withdrawals but not fund transfers. Hence, it is a good idea to unload your card or sell your forex.

How to Encash or Unload Your Forex Card Balance?

• Submit an unload request online or at the nearest branch.

• The provider will convert the remaining balance into INR at the current exchange rate.

• The equivalent amount will then be transferred to your linked bank account.

• You may need to provide basic documents such as your passport, PAN card, and forex card details for verification.

Key Benefits of the Borderless Travel Card

• Load up to 28 currencies on one card: Perfect for multi-destination trips without the hassle of carrying multiple cards or cash.

• Global acceptance: Use your card at over 35 million Mastercard and 70 million Visa merchants and withdraw local currency from 3 million ATMs in more than 200 countries.

• No currency fluctuation worries: The card automatically selects the transaction currency, shielding you from exchange rate changes.

• 24x7 safety and support: Enjoy chip-and-PIN protection, instant card blocking in case of loss, and access to our global helpline (1800-2099-100) for emergency assistance.

• Easy reload and tracking: Reload your card anytime via the Thomas Cook Forex website or mobile app and get real-time SMS/email updates for every transaction.

• Comprehensive insurance: Travel worry-free with insurance coverage of up to USD 10,000 (₹7.5 lakh) and emergency cash assistance (subject to availability).

• Exclusive travel privileges: Get 25% off on tours and activities with Klook and complimentary lounge access at select international airports in India.

Additional Features:

• Free airport lounge access at international airports in India on a minimum load of USD 2500 or equivalent.

• Travel like a VIP with complimentary airport concierge service at partner airports with minimum load of USD 5000 or equivalent.

• Enjoy free porter service at partner airports with a minimum load of USD 2500 or equivalent.

• Earn up to 500 Thomas Cook Edge Reward points on your spends and redeem for Holidays, Flights & Hotels.

• Stay connected while travelling abroad with a free international SIM card

• Accepted at most merchants, hotels, and ATMs worldwide.

• Tap & Pay for small purchases across the globe for quick and seamless transactions.

• Easily enable and disable channels as per your requirements.

• Set your own spending limits to keep track of expenses and manage your budget better.

• Withdraw local currency 3 million VISA ATMs and swipe your card across 35 million Mastercard merchants and 70 million Visa merchants in over 200 countries around the globe.

• You can quickly block or unblock your card through the app or website with just a few taps.

• Get 24x7 global assistance for your lost card and emergency card replacement.

Reloading vs. Carrying Extra Cash: What’s Safer?

When travelling abroad, choosing between reloading your multicurrency forex card and carrying extra cash can make a real difference in convenience and safety.

Carrying large amounts of foreign currency exposes you to several risks like theft, loss, and counterfeit notes. In contrast, reloading your Thomas Cook Multicurrency Card is a secure and hassle-free option. You can easily top up your card online through the Thomas Cook Forex portal at live exchange rates without visiting a branch or carrying extra cash.

Additionally, your card is PIN protected, globally accepted, and supported by 24x7 customer assistance. With this you have complete control over your spending. Reload whenever needed, track your expenses in real time, and travel worry-free knowing your money is both safe and accessible.

Know more about how Thomas Cook Multicurrency cards are a better option for your next travel abroad.

Eligibility Criteria and Documents Required for Thomas Cook Borderless Travel Card 

To apply for a Thomas Cook Forex multi-currency card you need to be a resident Indian and provide the following know your customer documents : 

• Valid Indian Passport

• Valid Pan card.

• International flight tickets or Visa based on your travel purpose

• Copy of bank statement or passbook showing source of card funding

• Additionally, LERMS letter for business travels. 

Fees And Charges of Multi-currency Forex Card

• Zero issuance and reload charges. 

• ATM withdrawal fee applies only if withdrawn from non-partner banks outside the All-Point Network. 

• Currency conversion fees apply only in non-listed countries outside the stipulated usage area. 

• Applicable revised rate of TCS (Tax Collected at Source). 

How to Apply for the Borderless Travel Multicurrency Card?

Applying for a borderless travel card is quick and easy: Life of a traveler was never this easy! You just need access to the Thomas Cook website and follow these simple steps: 

• Visit the website

• Start your application by filling up the details: 

• Choose product: Borderless Travel Multi-Currency Card

• Select the type of currency 

• Input forex amount or equivalent INR amount.

• Enter your contact details like email ID and mobile number.

• Complete the application form 

• Make payment through UPI or net banking or by debit/credit cards. 

• Choose doorstep delivery or pick up from the nearest Thomas Cook Branch. 

Why Choose Thomas Cook for Forex?

With over a century of legacy and a trusted global presence, Thomas Cook India is the go-to destination for all your foreign exchange needs. Whether you’re buying forex, reloading a card, or transferring money abroad, here’s why millions trust us:

Competitive Exchange Rates

Get the most value for your money with real-time forex rates and zero hidden charges.

Wide Range of Services

From forex cards and cash currency to wire transfers and rate alerts - Thomas Cook offers a one-stop solution for every forex requirement that saves you the hassle of dealing with multiple providers

Pan-India Reach with Doorstep Delivery

Book online and receive your forex at home or pick it up from any of our 400+ branches nationwide. As India’s only forex provider with Video KYC, you can buy forex securely from the comfort of your home without visiting a branch.

RBI-Authorized & Fully Compliant

Enjoy peace of mind knowing that every transaction follows strict RBI regulations and international remittance norms, keeping your money and data safe.

Trusted by Travelers for 100+ Years

Our legacy of trust, transparency, and service excellence makes us a reliable partner for your global journeys.

24x7 Booking & Rate Lock Feature

Book forex anytime and lock in rates to avoid fluctuations and —secure your currency when the price is right. 

Learn more about Thomas Cook’s travel card features and why it is a smart choice.

Smart Tips to Use Your Multicurrency Forex Card Wisely

• Withdraw cash strategically: Make fewer ATM withdrawals and opt for larger amounts to save on withdrawal charges.

• Keep track of your balance: Use the Thomas Cook Forex portal or app to monitor spends and stay within your daily limits.

• Split your funds: If you’re travelling with family, consider loading funds on multiple cards to stay prepared in case of card loss.

• Avoid using at fuel stations and for pre-authorised holds: Some merchants (like hotels or car rentals) block higher temporary amounts & use your card carefully in such cases.

• Reload in advance: If your balance runs low, reload your card online before the next day’s travel to avoid last-minute exchange rate fluctuations.

• Secure your PIN and card details: Don’t share your card PIN or CVV and update your login credentials regularly.

• Set alerts: Activate SMS/email notifications to get real-time updates on transactions and spot any suspicious activity early.

• Retain receipts: Keep digital or paper copies of key transactions to reconcile charges later.

People Also Ask About multicurrency forex card 

Can I get Thomas Cook multicurrency card immediately?

Yes, the Thomas Cook multi currency card can be issued the same day at select branches after KYC is completed, subject to availability. Card activation is usually done within 24 working hours.

Do I need to apply for the multicurrency forex card in advance?

Applying in advance is advisable. A multi currency forex card from Thomas Cook requires KYC,activation, and fund loading, and early application helps avoid last-minute delays.

How long is this card valid for?

The Borderless Card and other Thomas Cook prepaid travel cards are valid until the expiry date printed on the card. The card can be reloaded and reused during this period, as per regulations.

Does this multicurrency forex card give reward points?

Yes, the Thomas Cook multi currency card offers TC Edge reward points on eligible spends, making it a strong option when comparing the best forex card in India.