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How can I get the best INR to USD exchange rate for my trip?

Why Do You Need to Convert INR to USD Before Travelling?

No matter how tough it is to get a Visa for the US, no matter how many sanctions the US government levies on import and export, the country remains a favoured destination for the majority of travellers looking for adventure, nature, comfort and excitement. However, you will need USD to spend in Times Square, New York, Hollywood Boulevard, Los Angeles, and for bird watching in national parks. You would not like to have the headache of looking for a bank ATM or a money exchanger where you have no control over the rupee-to-dollar rates. Converting INR to USD before you travel can save you both stress and money. Landing in an unknown country without the local currency in your pocket means scrambling for ATMS or settling for poor rates under compulsion or even depending on shady exchangers at the airports.

By converting INR to USD before embarking on your journey, you remain prepared from the moment you step out of the aircraft, whether it is paying for a taxi or metro from the airport to the hotel, grabbing a quick meal or coffee, or tipping the driver or hotel staff. Preconversion can also protect you from sudden exchange rate swings, ultimately inflating your expenses and creating havoc with your travel budget.

What is the INR to USD Conversion Rate?

The INR to USD conversion rate tells you how many Indian rupees are needed to buy one US dollar at a given moment. The rate is as dynamic as the US government's sanctions on trade exchanges. Jokes apart! The rate depends on changes in geopolitical scenarios, performance of currencies pegged to US dollars, interest rates and inflation in both countries. That is why the INR to dollar value you see today may be completely different from the one you see tomorrow or the day after.

It is important to understand that retail exchange rates are not fixed by a single authority. Banks, money exchangers and online platforms quote their own rates by adding a margin to the interbank rate. That is why rupee-to-dollar conversions can vary across providers.

A trusted currency converter, INR to USD, helps you monitor real-time rate changes regularly and compare indicative rates easily. However, converters usually display market rates, not exactly the final amount that you need to pay. Service fees, taxes, or handling charges may be applied at the time of transaction processing.

For travellers or students studying abroad, or even professionals making international payments, understanding how to convert INR to USD is crucial. Even a minor rate change can impact the overall budget, especially if you are planning a long stay, which is quite common for US travellers. Hence, staying informed helps you make smarter financial decisions.

How to Use the INR to USD Converter?

Once you decide on your expense budget, enter the INR amount in the currency converter INR to USD. Then mark the target currency as USD and click convert. The tool will display the correct and real-time value to help you decide on the timing of conversion.

Why Is the INR to USD Rate Important?

The INR to USD rate affects travel costs, overseas education expenses, and international payments. Even a marginal change in the rupee-to-dollar rate can alter your budget, making it crucial to monitor the changes over a period of time.

INR to USD Historical Exchange Trends

Over the years, the INR to USD rate has shown a gradual depreciation of the rupee. Factors like rising import duties, global financial crises, oil price fluctuations, and US interest rate hikes have influenced INR to USD trends across different economic cycles. Major impactful events like the COVID-19 pandemic influenced not only INR but also USD negatively as well. However, current shifts in the economic trends globally have made the USD the strongest in all time.

1 INR To USD Stats
	Last 30 Days	Last 90 Days
High	0.0113	0.0114
Low	0.0110	0.0110
Average	0.0112	0.0113
Change	-2.57%	-3.61%

How to Get the Best INR to USD Exchange Rates?

Getting the best INR to USD exchange rate is less about luck and more about preparation with precaution. Just track your rates using a dependable currency converter, INR to USD, and trigger alerts for your favourable rate range. Since the rates fluctuate frequently even in a day, timing your conversion can make a world of difference.

Avoid last-minute exchanges at airports, where the INR to dollars rate is more often than not less favourable due to higher overhead costs. Instead, choose to compare rates of Banks, authorised money exchangers, and digital platforms. Many digital platforms offer competitive pricing with lower margins.

Convert your amount into smaller tranches if rates are too volatile. This reduces the risk of increasing expense for converting the entire amount at one shot. Also, always keep a hawk eye on the additional charges, such as service fees or taxes, before proceeding to the actual transaction.

How to Convert INR to USD Online Safely?

To shield yourself from fraudsters and unwanted cyber issues, always use RBI-authorised banks or licensed forex platforms. Check whether the website clearly displays its INR to USD rates, applicable fees and transaction terms. Transparency is a strong indicator of reliability in rupee-to-dollar exchanges.

Before you give the go-ahead for any forex transactions, cross-check the quoted rate using a trusted currency converter, INR to USD. Be cautious of deals that seem unusually attractive, as hidden charges may surface later. Reading user reviews and verifying credentials adds another layer of safety.

Refrain from sharing any sensitive and personal information, such as OTP, card details, outside secure payment networks. Genuine providers follow strict security protocols. Keep digital receipts and transaction confirmations for future reference.

Following these precautions ensures that your INR to dollar conversion is not only convenient but also secure, giving you much-needed peace of mind while planning your journey abroad.

Why Choose Our INR to USD Converter?

Our INR to USD converter is built for today’s fast-changing global economy. It provides real-time rates that reflect current US market conditions, helping you track accurate rupee-to-dollar values instantly.

Designed for simplicity and speed, our currency converter INR to USD works seamlessly across devices, making it easy to check rates anytime. We prioritise transparency, showing indicative rates clearly so you can plan before approaching a bank or a forex dealer.

Whether you are travelling during a period of a strong dollar, studying in the US, or making a cross-border remittance, our tool helps you convert INR to USD with confidence, clarity and control over your finances.

Frequently Asked Questions (FAQ) About INR to USD

Q. What is the best time to convert INR to USD?

Timing matters, but obsession does not help. A good thumb rule to follow is to convert INR to USD when the rupee looks relatively steady or slightly stronger. Watch the trends of change for some time using a currency converter INR to USD, especially during major US economic updates.

Q. Are there any hidden fees when converting INR to USD?

The displayed INR to dollar rate usually excludes service fees, GST, and handling charges. Hence, before conversion, you must confirm the final receivable amount.

Q. How can I get the best INR to USD exchange rates?

Comparison is our biggest ally. Online platforms often offer better INR to dollar value than banks or airport counters. Avoiding airport counters and tracking exchange rates are other smart ways to get a favourable exchange deal.

Q. Can I use an INR to USD converter for large sums of money?

Definitely, you can do so. A currency converter INR to USD works just fine, even with larger sums for conversions, as long as they are in compliance with RBI guidelines.

Q. Does the rate differ for online transactions and bank exchanges?

Online platforms do provide far more competitive INR to USD rates than bank counters, simply due to low operational costs.

Q. Is there a maximum or minimum limit for INR to USD conversion?

The maximum limit is capped by the RBI under the Liberalised Remittance Scheme to 2,50,000 USD per financial year.

Q. Why does the conversion rate differ at different locations (airport, bank, online)?

The airport counters charge a premium and a convenience fee for last-minute conversions, banks may charge GST and Service charges for overhead costs, but the online platforms typically offer lower rates for INR to USD conversion.

Q. How much INR is allowed to be carried to the USA?

As per regulatory standards, a resident Indian can carry Rs. 25.000 at max to any country while travelling abroad.

Q. How much INR can I consume on my foreign travel?

Overseas spending can go up to USD 2,50,000 per financial year as stated in the Liberalised Remittance Scheme rolled out by the RBI.

Q. How much time will it take for the USD to be delivered to the home?

After the conversion is processed, the USD issued will be delivered within a day to two depending on the location. KYC documentation provided and compliance.

Q. Are there any limits for exchanging INR to USD?

The limits are determined by the regulatory authority and need to be strictly followed for a compliant transaction.

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If you are travelling to the United States, you must carry the majority of your currency in the form of a forex card. Forex cards are widely regarded as the most secure method of carrying foreign currency. They are similar to prepaid VISA/ Mastercard cards in that they can contain a single currency or multiple currencies. It is recommended that you carry 70% of your total amount in a forex card and the remaining 30% in cash, which can be used to pay for small expenses.

At Thomas Cook, we understand the value of your money and the importance of a good vacation. With our exhaustive range of travel services, we aim at enriching your travel experience. Our services include, but are not restricted to, flight booking, hotel booking, sight-seeing and foreign exchange. The world is constantly evolving and in today's digital era, buying foreign currency has become as simple as ever. With just a few taps, you can effortlessly check the exchange rate and accordingly buy your prepaid travel card online or cash at the most competitive prices.

You can easily track the rates of the USD on our website round the clock and provide the best current rate of US Dollar today at quite reasonable rates. Thomas Cook (India) Ltd. (TCIL) is the leading integrated travel and travel related financial services company in the country offering a broad spectrum of services that include Foreign Exchange, Corporate Travel, MICE, Leisure Travel, Insurance, Visa & Passport services and E-Business.

The US Dollar rate in India helps the customers to buy or sell forex at any given point in time across India through the Thomas Cook website. Our 24 x 7 advanced online forex tool on the website helps customers to keep a live track of the exchange rates to thereby help them make the right decision with US Dollar rate in India today.

Yes, you can buy and sell forex in India. It is regulated by the Reserve Bank of India under the Foreign Exchange Management Act (FEMA).

Yes, Thomas Cook offers user-friendly platforms and services that make it easy for beginners to buy forex. We provide guidance and support throughout the process.

Yes, buying currency online is safe. Make sure to opt for trusted platforms like Thomas Cook for secure transactions and data protection.

Yes, you can order foreign currency online through Thomas Cook's website. We offer options for home delivery or pickup from your nearest branch.

We offer a wide range of currencies for online purchases like EUR, GBP, JPY, CAD, and AUD. You can buy forex online in just a few steps.

You can send money to your close relatives in 4 easy steps:

Choose the amount to be sent_ Choose from the best rates across currencies
Share recipient details
Verify identity and share info
Pay choosing a convenient payment method out of various available options

The remittance amount should not exceed the overall entitlement of USD 250K Per financial year of the remitter inclusive of all other forex purchases/remittances.

In many popular countries, we send your money within 24- 48 hours. Sometimes, different payment methods or routine checks may affect the transfer.

Documents Required

Remitter	Beneficiary
Original passport/ Original officially valid ID	Passport and Visa copy
PAN Card	Bank details
Source of funds proof of payment made
Signed Application cum Declaration Form (A2)
Signed Additional Information Form
Bank statements for last 6 months
Relationship proof of remitter and beneficiary

You may visit our branch or remit through our online channels

Cash payments will not be accepted. The payment should be made by the Remitter as a debit to his / her Savings Bank Account.

Money can only be transferred to close relatives as per the definition of “Relative” under the Companies Act, 2013, as directed by RBI

Remitter - Beneficiary Relationship under the Companies Act, 2013, as directed by RBI

Remitter	Beneficiary

Mother/Step mother or Father/Step father	Daughter/ Step daughter or Son/ Step Son
Daughter/ Step daughter or Son/ Step Son	Mother/Step mother or Father/Step father
Husband / Wife	Wife/ Husband
Daughter in Law/ Son in Law	Father in law/ Mother in law
Father in law/ Mother in law	Daughter in Law/ Son in Law
Brother / Step brother or Sister / Step Sister	Brother / Step brother or Sister / Step Sister

The funds released under MCR are by way of credit to the beneficiary’s bank account only. No other mode of payment can be accepted.

At Thomas Cook, we understand the value of your money and the importance of a good vacation. With our exhaustive range of travel services, we aim at enriching your travel experience. Our services include, but are not restricted to, flight booking, hotel booking, sight-seeing and foreign exchange. The world is constantly evolving and in today’s digital era, buying foreign currency has become as simple as ever. With just a few taps, you can effortlessly check the exchange rate and accordingly buy your prepaid travel card online or cash at the most competitive prices.

In most countries, you must carry the majority of your currency in the form of a forex card. Forex cards are widely regarded as the most secure method of carrying foreign currency. They are similar to prepaid VISA/ Mastercard cards in that they can contain a single currency or multiple currencies. It is recommended that you carry 70% of your total amount in a forex card and the remaining 30% in cash, which can be used to pay for small expenses.

You can buy or sell forex at any given point in time across India through the Thomas Cook website. Our 24 x 7 advanced online forex tool on the website helps customers to keep a live track of the exchange rates to thereby help them make the right decision with currency rates in India today.

You can send money to your close relatives in 4 easy steps

Choose the amount to be sent_ Choose from the best rates across currencies
Share recipient details
Verify identity and share info
Pay choosing a convenient payment method out of various available options

The remittance amount should not exceed the overall entitlement of USD 250K Per financial year of the remitter inclusive of all other forex purchases/remittances.

In many popular countries, we send your money within 24- 48 hours. Sometimes, different payment methods or routine checks may affect the transfer.

Documents Required

Remitter	Beneficiary
Original passport/ Original officially valid ID	Passport and Visa copy
PAN Card	Bank details
Source of funds proof of payment made
Signed Application cum Declaration Form (A2)
Signed Additional Information Form
Bank statements for last 6 months
Relationship proof of remitter and beneficiary

You may visit our branch or remit through our online channels

Cash payments will not be accepted. The payment should be made by the Remitter as a debit to his / her Savings Bank Account.

Money can only be transferred to close relatives as per the definition of “Relative” under the Companies Act, 2013, as directed by RBI

Remitter - Beneficiary Relationship under the Companies Act, 2013, as directed by RBI

Remitter	Beneficiary

Mother/Step mother or Father/Step father	Daughter/ Step daughter or Son/ Step Son
Daughter/ Step daughter or Son/ Step Son	Mother/Step mother or Father/Step father
Husband / Wife	Wife/ Husband
Daughter in Law/ Son in Law	Father in law/ Mother in law
Father in law/ Mother in law	Daughter in Law/ Son in Law
Brother / Step brother or Sister / Step Sister	Brother / Step brother or Sister / Step Sister

The funds released under MCR are by way of credit to the beneficiary’s bank account only. No other mode of payment can be accepted.

At Thomas Cook, we understand the value of your money and the importance of a good vacation. With our exhaustive range of travel services, we aim at enriching your travel experience. Our services include, but are not restricted to, flight booking, hotel booking, sight-seeing and foreign exchange. The world is constantly evolving and in today’s digital era, buying foreign currency has become as simple as ever. With just a few taps, you can effortlessly check the exchange rate and accordingly buy your prepaid travel card online or cash at the most competitive prices.

YWhen you are travelling abroad, you can carry your forex as cash. But there’s a limit to the amount can carry in cash, which varies with your travel destination.

If you’re travelling to any country other than Iraq, Libya, Iran, Russian Federation and other republic of Commonwealth of Independent States, you can carry forex up to $3,000 in cash.
If you’re travelling to Iraq or Libya, you can get forex up to $5,000 in cash.
If you’re travelling to Iran, Russian Federation and other republic of Commonwealth of Independent States, you can get the entire amount of your forex in cash.

It is always good to have cash on you while travelling. But travelling with a large amount of cash is not safe. A prepaid forex card allows you the flexibility of cashless payments at 31.4 million MasterCard merchant establishments and allows you to withdraw cash from around 1.9 million MasterCard ATMs across the world. That said, you should carry at least 20% of your foreign exchange as cash for use in contingencies.

Thomas Cook has been serving customers for over 170 years. We have built up a reputation as one of the most reliable foreign currency providers. We also have the required expertise in identifying genuine currency notes. You can be rest assured that the currency notes being provided to you are genuine and safe to use around the world.

You will get better rates on card than on cash as per the exchange rate that is prevalent on that day. Thomas Cook recommends that you buy your forex in a prepaid forex card which is accepted at 31.4 million merchant establishments and 1.9 million ATMs abroad.

Yes, you can retain forex up to $2,000 in cash or prepaid forex cards. You must surrender any forex above that. While we recommend that you surrender your cash, you can retain the balance in your prepaid forex card, which you can reuse during your next trip abroad.

Foreign currency is highly regulated in India. So, it is best to sell your currency through authorized entities like Thomas Cook. You can sell foreign currency, which is left over from your foreign trip, through our website, FX Now Mobile app, WhatsApp by simply saying Hi on 8879142236 or at your nearest Thomas Cook branch

Forex cards are prepaid cards, which can be used to make payments or withdraw cash in a foreign currency. You can use this card just like your debit card without linking it directly to your bank account. Forex cards also charge either zero or minimal transaction fees.

As per FEMA regulations, Borderless Prepaid Cards and One Currency cards cannot be used in India, Nepal and Bhutan. You cannot use it for online purchases where the website is registered in any of these 3 countries.

Yes, some of the best forex cards offer convenient and secure options for international travel. You don’t have to carry physical foreign currency with a forex card. It can also hold multiple currencies at the same time.

No, forex card is not free of cost. Some best forex cards like Thomas Cook’s multi-currency forex card comes with no issuance or reload fees but with minimum associated fees.

Yes. A valid passport (and often visa and travel ticket) is mandatory to apply for a forex/travel card.

Yes. You can withdraw cash from a forex card in local currency abroad. Insert the card and select “checking/current” and follow the ATM instructions.

A travel card is also called a forex card. It is a prepaid, multi-currency card for international spending and ATM withdrawals. The travel card offers fixed exchange rates, chip-based security, and no dynamic currency conversion.

You can apply via Thomas Cook’s website or app to get your international travel card, submit relevant documents like valid passport, PAN, and travel itinerary. Your forex (travel) card will be issued in no time for loading and use.

You get better exchange rates depending on the prevailing market rates and conditions. Prepaid forex cards let you load the funds in advance, allowing you to lock your conversion rate.

Yes, a prepaid forex card has a validity period. Thomas Cook’s Borderless Prepaid Travel Card is valid for 5 years.

There are no annual maintenance charges for Thomas Cook’s prepaid cards.

You can use the same prepaid card depending on your currency needs. For instance, if your 2nd trip entails using dollars in the foreign country then you can reuse your One Currency Card. However, if you need to carry any other currency, you may have to purchase Borderless Prepaid Card, in case you don’t have it already.

You can either visit any Thomas Cook branch or place an order online. Just select ‘Buy Forex Online’, choose your desired currency and amount. Enter all your details and choose delivery options. Make the payment and you are good to go!

You will require the following documents to buy Forex cards from Thomas Cook

Valid Passport
Airline Ticket or Visa
Basic Travel Quota Form (BTQF)
Residence Permit
LERMS letter in case of business travel

Yes, you can pay for your forex card with cash at any Thomas Cook branch.

If you lose your forex card just walk into the nearest Thomas Cook branch and we’ll provide you with a new forex card, absolutely free of cost. Your money will remain safe as the card is chip and PIN protected.

Yes, you can. With Thomas Cook’s Borderless Prepaid Card, you can load up to 10 currencies in a single forex card.

Yes, you can use your Forex card at any ATM that accepts Master Card & Visa respectively.

You can either log on to Thomas Cook’s website and change the pin or call up our 24/7 customer care assistance.

Dynamic Currency Conversion (DCC) is an optional service that is sometimes offered by retailers and ATM operators abroad, giving cardholders the choice of paying in the currency of the country they are visiting or their own card currency. While choosing Card currency may seem convenient, it comes with extra charges. With Thomas Cook Prepaid Cards, you will not have to pay any DCC charges as DCC transactions are blocked which helps you save from paying unnecessary charges.

With Thomas Cook’s cards you don’t have to pay any transaction fees at Thomas Cook’s All Point Network (APN) ATMs. You will be charged a transaction fee by the ATM’s bank only if you withdraw from an ATM which is not in Thomas Cook’s APN. At merchant establishments, you’ll be charged a currency conversion fee if you are paying in a currency other than your country’s currency.

Borderless Prepaid Multicurrency Card is a smart card that takes care of all your forex needs. It is a simple card that effortlessly fits in your pocket and empowers you to shop and explore like an avid traveler. No matter which country you are in, use this single prepaid forex card to splurge and pamper yourself, as well as withdraw money from ATMs.

Customer Portal:

Log in at https://www.borderlessprepaid.com/
Click on 'Generate PIN' to set your own PIN

Mobile App

Log in to the app
Click on 'Generate PIN' to set your own PIN

Send 'Hi' to 8879142236
Select Manage Your Card
Login and click on 'Generate PIN' to set your own PIN

Indian residents with valid travel documents can apply for a Thomas Cook Forex card.

Direct transfers are generally not allowed; it’s designed for in-store purchases and ATM withdrawals.

Limits vary based on the purpose of travel, following RBI guidelines.

Reload easily via Thomas Cook’s website, mobile app, or any branch.

Forex cards may attract Tax Collected at Source (TCS) depending on the amount and purpose.

Same-day issuance is available at select Thomas Cook locations, making it the best option for last-minute travel.

With competitive exchange rates and low fees, Thomas Cook forex cards provide excellent value, ranking among the best prepaid travel cards.

The card rate is the exchange rate applied when a currency is loaded onto your Forex card. Thomas Cook provides live forex rates for various currencies that you can check on the website.

You can check today's live forex rates for different currencies on Thomas Cook's official website.

The forex market rates fluctuate in real time. For the most current rates and market conditions, it's best to check the forex rate tool live on the website.

The Borderless Prepaid Card from Thomas Cook is a multi-currency card which enables you to load up to ten different international currencies in a single card. This card is accepted at over 31.4 million merchant establishments worldwide. It also allows you to withdraw cash from around 55,000 AllPoint ATMs without any surcharge across USA, Canada, Mexico, UK and Australia. You can also use this card on international e-commerce websites.You can load the following currencies on a single card - US Dollar, Euro, Canadian Dollar, Sterling Pound, Japanese Yen, Swiss Franc, Arab Emirate Dirham, Australian Dollar, Singapore Dollar, Thai Bath. It also carries an insurance cover up to INR 7,50,000 against any fraudulent activities.

The One Currency Card can be loaded only with the US Dollar. While this gives the benefit of zero cross-conversion rate, the Multi-currency Card can be loaded with up to ten different currencies in a single card. This saves you the hassle of converting USD to local currencies.

A multi-currency forex card holds multiple currencies in one card. It allows you to pay in local currency when traveling abroad without currency exchange hassles. You can make your international trips more convenient and secure.

Thomas Cook offers one of the best multicurrency forex cards accepted at millions of merchant outlets and ATMs worldwide at competitive exchange rates.

Yes, the Borderless Prepaid Multicurrency Card can be used in India, but it is primarily used for international travel. The card should be used according to the regulations of the Reserve Bank of India and the Foreign Exchange Management Act (FEMA).

Yes, you can withdraw cash from your Borderless Prepaid Multicurrency Card at ATMs that accept MasterCard. The card comes with an ATM PIN included in the travel kit.

You can unload the remaining balance on your Forex card after returning to India. This helps you recover unspent funds and avoid potential inactivity fees.

Yes, if your Forex card remains unused for a certain period, an inactivity fee can be charged. It's better to check the specific terms and conditions related to inactivity fees before purchasing the card.

You can load up to ten different international currencies in a single card at one time: US Dollars, Sterling Pounds, Euros, Japanese Yen, Canadian Dollars, Australian Dollars, Singapore Dollars, Swiss Francs, Thai Baht and Arab Emirates Dirham (AED).

The multi-currency card has no limit per se. You can buy forex worth up to $250,000 in a single year when travelling abroad. You can load all of it in your multi-currency card if you want to.

The Thomas Cook Borderless Prepaid Card is accepted at around 31.4 million MasterCard merchants around the world. It allows you to withdraw cash from 1.9 million MasterCard ATMs in foreign countries. You do not have to pay a surcharge for withdrawing cash at any of the 55,000 AllPoint ATMs across USA, Canada, Mexico, UK and Australia. It also allows you to pay for international online purchases wherever a MasterCard is accepted.

The Thomas Cook Borderless Prepaid Card is valid for five years from the date of its purchase.

Yes, you can use your Borderless Prepaid Card for multiple trips. Your card is valid for five years from the date of its purchase. You can choose to retain the balance in your card once you have returned from your trip. If the balance is over $2,000, then you will have to cash out any amount over $2,000 as it is the permissible limit according to the rules.

The Borderless Prepaid Card features an embedded security chip and is protected with a 4-digit security PIN. Additionally, you will be notified of each transaction done through the card via an email or SMS. This card is not linked to your bank account, giving it an extra layer of security. If you lose your card or if it gets stolen, you can immediately block it through our 24X7 global assistance and get a replacement card free.

You no longer have to worry about running out of cash during your international trip. Thomas Cook allows you to reload your multi-currency prepaid card with just a few easy steps. That’s not all, you can simply log on to the Thomas Cook Forex website to view your transactions and check available balance.

You can apply for a Thomas Cook One Currency Card though our website. Simply fill the form and one of our experts will get in touch with you to take the process further. You can also simply walk in to your nearest Thomas Cook branch with your valid documents and apply for the card.

A single currency forex card is a one travel card loaded with one specific foreign currency, such as USD, EUR, or GBP. It allows you to make secure and cashless payments abroad in that currency. It helps you avoid currency conversion charges during your trip.

There are several foreign currency travel cards to choose from, and Thomas Cook offers some of the best ones. Get competitive exchange rates, global acceptance, ATM access, and enhanced security features. Choose between single or multi-currency cards based on your travel needs.

The One Currency Card can be loaded only with the US Dollar. This is beneficial to you for two main reasons:

The US Dollar can be exchanged for any currency in the world
It offers you the benefit of zero cross conversion rate

There is no limit to how much you can load on to your One Currency Card. You can buy forex worth up to $250,000 in a single year for your travels abroad. You can load all of it in your multi-currency card if you choose to.

The Thomas Cook One Currency Card is accepted at around 35.2 million MasterCard merchants around the world without any transaction fee. It allows you to withdraw cash from 2.2 million MasterCard ATMs in foreign countries. You do not even have to pay any surcharge for cash withdrawals at any of the 55,000 AllPoint ATMs across USA, Canada, Mexico, UK and Australia. You can also pay for international online purchases wherever a MasterCard is accepted.

The Thomas Cook One Currency Card is valid for five years from the date of its purchase.

Yes, you can use the One Currency Card over multiple trips during its validity period of five years. As per the rules, you can keep foreign exchange up to $2,000. You can retain the balance in your card once you have returned from your trip and use it for your next trip abroad.

Absolutely, yes. This is the biggest convenience of this card. Where other prepaid cards charge a cross currency conversion fee if you travel to different countries, the One Currency Card can be used across multiple countries without any cross currency conversion fee.