Key Benefits of Thomas Cook's Study Buddy Card

Currency notes refer to physical cash in foreign currencies used by travelers for international expenses.

Yes, carrying foreign currency notes is legal for international travel, within RBI-prescribed limits.

As per RBI regulations, cash payment is permitted only if the total sale amount is below ₹50,000 for a single journey. If the amount equals or exceeds ₹50,000 (whether in a single drawl or multiple drawls for the same trip), cash is not allowed. In such cases, you must use other approved payment methods such as crossed cheque, electronic funds transfer, banker’s cheque, pay order, demand draft, or eligible debit/credit/prepaid cards under compliance norms.

You’ll need a valid passport, visa, travel ticket, and PAN card. Requirements may vary based on the amount and purpose.

Yes, you can sell unused currency notes at authorized forex dealers. Rates depend on the currency and market conditions.

• • Buying & selling foreign currency
• • Forex Cards
• • International money transfers
• • Student remittance services
• • Corporate forex solutions

You can buy forex online via foreign exchange portal, or visit a branch. The process includes selecting the currency, entering the amount, and uploading required documents.

Typically required documents include:

• • Valid passport
• • Visa copy
• • Air ticket
• • PAN card

Yes, Thomas Cook allows you to sell leftover foreign currency notes at competitive rates. You’ll need to provide valid ID and travel documents.

Yes, Thomas Cook is an RBI-authorized dealer and offers secure online transactions with doorstep delivery options.

As per RBI regulations, cash payment is permitted only if the total sale amount is below ₹50,000 for a single journey. If the amount equals or exceeds ₹50,000 (whether in a single drawl or multiple drawls for the same trip), cash is not allowed. In such cases, you must use other approved payment methods such as crossed cheque, electronic funds transfer, banker’s cheque, pay order, demand draft, or eligible debit/credit/prepaid cards under compliance norms.

Forex cards are prepaid cards, which can be used to make payments or withdraw cash in a foreign currency. You can use this card just like your debit card without linking it directly to your bank account. Forex cards also charge either zero or minimal transaction fees.

Yes, some of the best forex cards offer convenient and secure options for international travel. You don’t have to carry physical foreign currency with a forex card. It can also hold multiple currencies at the same time.

Yes. A valid passport (and often visa and travel ticket) is mandatory to apply for a forex/travel card

As per RBI regulations, cash payment is permitted only if the total sale amount is below ₹50,000 for a single journey. If the amount equals or exceeds ₹50,000 (whether in a single drawl or multiple drawls for the same trip), cash is not allowed. In such cases, you must use other approved payment methods such as crossed cheque, electronic funds transfer, banker’s cheque, pay order, demand draft, or eligible debit/credit/prepaid cards under compliance norms.

Yes. You can withdraw cash from a forex card in local currency abroad. Insert the card and select “checking/current” and follow the ATM instructions.

You can apply via Thomas Cook’s website or app to get your international travel card, submit relevant documents like valid passport, PAN, and travel itinerary. Your forex travel card will be issued in no time for loading and use.

Yes. Thomas Cook forex cards are issued in compliance with Reserve Bank of India (RBI) guidelines and follows FEMA and international remittance regulations applicable to foreign exchange products in India.

Carrying cash offers immediate liquidity but comes with higher risk, as large amounts can be difficult to manage and are not recoverable if lost. Forex card are widely preferred for international travel due to added security, ease of use, locked exchange rates, and protection features such as insurance against theft or misuse.

A forex card can be loaded with up to USD 250,000 per financial year under the RBI’s Liberalised Remittance Scheme (LRS) for resident individuals. Loading limits may vary based on the issuing bank and channel used, with specific caps applicable for online and branch transactions.