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Thomas Cook One Currency Card now comes with Zero Forex Mark-up & zero Cross Currency Conversion
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Between researching for your itinerary, looking for best options on flights, hotels and forex, planning a trip abroad takes a lot of effort. And finally, once you are done with the travel planning, Forex is something that most people don’t really spend much time thinking or planning for. There are so many options to choose from – Use your existing debit or credit card, but that attracts cross currency conversion charges and there is always a risk of fluctuating dollar rates, which leads to you paying more if you are on a longish trip.
With prepaid travel cards from Thomas Cook, you don’t have to worry about any of that. Our One Currency Card is a popular choice, as it makes paying abroad easy. The card has now been upgraded to feature zero forex markups.
This means no more stress about hidden charges when you swipe it. Learn about this new feature of the One Currency Card on this page.
Thomas Cook One Currency Card Now with Zero Forex Markup

Thomas Cook is launching the One Currency Card with zero forex markups. This is a major upgrade to the existing prepaid travel card. It makes the card more attractive than ever to load your card with forex.
The zero forex markup feature is exclusive to our digital-first customers. You can avail of this feature by purchasing the One Currency Card via Thomas Cook Call Centre (1800-2099-100), WhatsApp (8879142236), the official Thomas Cook website (www.thomascook.in), or the Mobile App (TCPay).
The One Currency Card is a popular choice among travellers. It has global acceptance and features competitive rates, zero cross-currency conversion fees and built-in security. The new addition of the zero forex markup feature is meant to get you more foreign currency for your INR. You can load your card and pay for things abroad without worrying about hidden fees.
What is the Thomas Cook One Currency Card?
The One Currency Card is a prepaid travel card offered by Thomas Cook. It is a single currency card that you can load up with US Dollars (USD) and use in multiple countries for making payments. The One Currency Card’s zero forex markup and zero cross-currency conversion charges make it a secure, convenient and cost-efficient way to spend money abroad.
What are the Key Features of the One Currency Card?

Our digital-exclusive One Currency Card delivers absolute transparency and maximum value. When buying this card online, you get the card with the following features:
Zero forex markup
Pay exactly what Google shows you rate for your load. When buying the Thomas Cook One Currency Card via our digital channels, you pay zero forex markup. There are no hidden markup charges, meaning you can maximise your travel budget.
Zero cross-currency conversion fees
Travelling to multiple countries means dealing with hefty currency conversion charges. With One Currency Card, you can enjoy seamless spending across multiple countries without incurring additional cross-currency conversion fees with the power of USD in your card.
Built-in security
The One Currency Card makes spending abroad convenient and safe. It is equipped with Chip & PIN security, ensuring your money stays secure. For added safety, the card comes with an insurance cover of up to ₹7,50,000.
Global acceptance
The One Currency Card is accepted by over 35.2 million Mastercard merchants across 200+ nations. It also makes cash withdrawals easy with access to more than 2 million Mastercard ATMs worldwide.
Protect yourself from a fluctuating currency. Lock your rate
Spot a favourable exchange rate? Freeze it instantly. Our rate lock feature protects your travel funds from unpredictable market fluctuations that you may get affected with when travelling.
Tap-n-Pay
You can make prompt payments for small purchases with the Tap-n-Pay feature of the Thomas Cook One Currency Card.
5-Year validity
Have unused forex left on your One Currency Card after the trip? No worries. The card comes with a validity of 5 years, so you can use leftover currency on your future foreign trips. You can also cash out unspent funds at your convenience.
Who Should Buy the One Currency Card?
- If you are headed abroad, you need to find the right prepaid travel card to match your spending needs. You should consider the One Currency Card:
- If you are going on a multi-country trip and want to avoid the hassle of calculating exchange rates and timing your purchase for multiple currencies.
- If you favour total transparency and want to skip paying hefty forex markups and cross-currency charges.
- If you are a frequent traveller, with plans to visit different countries in the next few years.
- If you like the convenience and security of hassle-free payments and global acceptance over carrying large amounts of cash.
How to Buy a One Currency Card Online?
To buy the One Currency Card with zero forex markups online, you can follow these easy steps:
Visit our digital channels
Go to the official Thomas Cook website, navigate to the forex section and click on One Currency Card. Similarly, you can pick the One Currency Card via our official mobile app, WhatsApp or DFC for the zero markup feature.
Enter the forex amount
Enter the currency type and forex amount you want to load on your One Currency Card.
Fill in the details
Provide your mobile number and email ID to get an instant quote.
Complete the payment
Click on “Proceed to Buy”, fill in additional travel information and order details and make the payment to confirm the order.
You will need to complete KYC verification for the order. Once done, your One Currency Card will be delivered to your doorstep. If you want, you can opt for nearby branch pickup instead.
Why Choose the Thomas Cook One Currency Card?
The One Currency Card gives you access to hassle-free payments overseas. Here’s why you should get this prepaid travel card from Thomas Cook:
RBI authorised
Thomas Cook is a verified forex dealer in India. Every forex transaction you make with Thomas Cook is fully compliant with RBI regulations, ensuring safety and security.
No hidden charges
With the Thomas Cook One Currency Card, you get full transparency of how your funds are spent. There are no hidden forex markups or extra cross-currency conversion charges.
Instant reloads
Running low on funds? You can instantly load your One Currency Card from anywhere, anytime via our official website or mobile app.
Doorstep delivery
You can buy our One Currency Card from anywhere in the country. Our PAN-India delivery ensures you get your card right at your doorstep.
Conclusion
Thomas Cook’s commitment to making international travel stress-free continues with the new upgrade to the One Currency Card. Launching on July 6, 2026, the card features zero forex markups and zero cross-currency conversion charges, making the One Currency Card the smartest financial tool for your global travel.
This feature is exclusively available for our online customers. You can avail of this facility by purchasing the One Currency Card through our official website, mobile app, WhatsApp, or DFC. Say goodbye to hidden costs and maximise your savings on foreign trips with the Thomas Cook One Currency Card.
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Our Forex Offerings
Choose the Right Forex Solution for Your Travel Needs
At Thomas Cook India, all your foreign exchange needs are in safe hands. You can buy forex or sell forex at competitive rates for a variety of purposes like travel, education or overseas transactions. Select from a variety of smart solutions like a secure forex card (one currency card or a multi-currency forex card), buy cash currency or do online transfer. Also, stay updated with live currency exchange rate trends, including INR to USD, USD to INR, AED to INR, AUD to INR, INR to AED and many more. Whether you want to send money to India, load a forex card or exchange currency, Thomas Cook has a fast, transparent, and seamless experience online and across its branches.
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