
Forex Card vs Debit Card vs Cash: What Will You Choose on Your Next Trip Abroad?
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Confused about how to carry money while going to a foreign land? Read on to know the different ways to carry foreign currency.
Primarily, there are 3 different ways i.e. Forex card, Debit card, and cash. We give you an overview of all the three ways so that you can decide whether you want to use card or cash to spend your money on some foreign goodies!
Safety and convenience
While cash is definitely the least safe option, Forex cards are the safest one. Forex cards are not linked to your bank account, unlike Debit cards. You can also choose an expense limit for Forex card but can’t do the same for Debit card.
Exchange rates and fees
Another drawback of using a Debit card, compared to the other two options, is the high fees you need to pay when using the card. The Forex card, on the other hand, has good exchange rates with no transaction fees.
Read this: Importance of carrying forex prepaid card while travelling overseas
Usage and acceptability
Both Debit card and Forex cards can be used at a wide variety of merchant stores. However, if you are heading to a local market, where there’s a likely unavailability of card machines, then you might have to carry currency notes. Also, it’s better to keep some cash during the first few hours of arrival, in case you need it.

Going on a trip abroad brings with it a pre-set of shopping expenditures such as souvenirs, local food, or just hopping to quaint cafes and bars. Make sure to carry money in an apt form so that you can enjoy and shop to your delight.
Try Thomas Cook’s One Currency Card to avoid any cash woes while you are on a foreign trip. It comes with a number of benefits such as free replacement of card, a backup card at zero cost, insurance cover, and 24/7 emergency assistance helpline.
The next time you are travelling abroad, we hope that you make an informed decision. But if you just want to enjoy your trip without having to worry about any monetary aspects, carry Thomas Cook One Currency Card and forget about security and fee concerns.
Check out the features and benefits of the Thomas Cook’s One Currency Card.
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Our Forex Offerings
Choose the Right Forex Solution for Your Travel Needs
At Thomas Cook India, all your foreign exchange needs are in safe hands. You can buy forex or sell forex at competitive rates for a variety of purposes like travel, education or overseas transactions. Select from a variety of smart solutions like a secure forex card (one currency card or a multi-currency forex card), buy cash currency or do online transfer. Also, stay updated with live currency exchange rate trends, including INR to USD, USD to INR, AED to INR, AUD to INR, INR to AED and many more. Whether you want to send money to India, load a forex card or exchange currency, Thomas Cook has a fast, transparent, and seamless experience online and across its branches.
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