Send Money from Mau to Europe with TC Pay

Send Money from Mau to Europe – Fast, Secure & Best Exchange Rates

Sending money from Mau to Europe is a simple task. It is especially easy when you use RBI-approved service provider like Thomas Cook India. You can quickly and safely transfer your funds abroad using a demand draft or wire transfer. 
 

It takes a few minutes to 2 working days for the funds to reach the recipient, depending on your chosen method. This guide explains the best transfer options, fees, and steps to send money to Europe from Mau.

Why Choose Thomas Cook for Money Transfer to Europe From Mau?

Here’s why you should consider Thomas Cook to send money to Europe from Mau:

RBI-authorised:

 When sending money abroad, trust, speed and compliance matter the most. Thomas Cook is an RBI-authorised foreign exchange provider. We ensure every transaction adheres to strict government guidelines and regulations. 

Secure transfers: 

Thomas Cook offers SWIFT-based international money transfers. This lets us ensure all your funds reach the recipient abroad securely.

Rate lock-in: 

We understand how volatile the exchange rates are. Hence, we offer the rate lock-in feature, where you can freeze the current exchange rate for up to 48 hours. It keeps you secured against the sudden changes in the currency market. 

Multiple payment options: 

At Thomas Cook, we make foreign exchange services accessible to all. We offer flexible and convenient payment modes on our platform. You can choose between net banking, credit card, debit card or UPI to fund your money transfer.

Trusted remittance partners: 

With years of experience in the travel and forex industry, Thomas Cook is a name you can completely rely on. Our massive annual transaction volume and growing customer base are a testament to the secure, seamless service that we offer.

Best Ways to Send Money from Mau to Europe

Here are the best ways to transfer money from India to Europe:

Wire Transfer (Recommended)

A wire transfer is the fastest way to remit money to Europe from India. It is a direct bank-to-bank transfer, utilising the highly secure SWIFT network. As wire transfers are digital and direct, funds often reach the beneficiary’s account within 24 to 48 hours.

Hence, if you have an urgent need to send money to Europe from Mau, a wire transfer is highly recommended.

Demand Draft

A demand draft is a prepaid financial instrument issued by a bank. The remitter can get the physical draft from the bank and courier it to the beneficiary overseas. After receiving it, the beneficiary can deposit the draft into their bank.

The funds are typically credited within 3-5 working days. Although it is a slower process, it remains highly useful in specific cases, such as paying tuition fees or deposits, where electronic transfers are not accepted.

Online Remittance Platforms

Skip bank queues and transfer money from India to Europe from the comfort of your home. Go to an online remittance platform, and pick the currency and amount. Then, provide the details and make the payment to confirm the transfer.

While many platforms exist, Thomas Cook stands out the most. We offer live forex rates, secure transfers, flexible payment options, and a rate lock-in feature.

Cheapest Way to Send Money to Europe from Mau

The cheapest way to send money to Europe from Mau is by wire transfer through forex providers. Unlike traditional bank transfers, this has lower fees and offers better exchange rates.

Comparison Table

Method	Fees	Exchange Rate Margin	Transfer Time	Best For
Wire Transfer	Low (₹)	Competitive	1–2 days	Most users
Bank Transfer	High (₹)	High	2–3 days	Large transfers
Demand Draft	Moderate (₹)	Medium	3–5 days	Offline payments

Why Thomas Cook is Better: 

Traditional banks charge high markups. Whereas Thomas Cook offers real-time, highly competitive exchange rates. We also have lower fees, transparent pricing and a rate lock-in feature. This lets you maximise your savings every time you remit money to Europe from India via Thomas Cook.  

How to Send Money from Mau to Europe?

Follow these simple steps to send money to Europe from Mau via Thomas Cook:

Choose currency & amount 

Select the currency and enter the amount you want to send

Enter remitter & beneficiary details

Provide the necessary details of the remitter (sender) and the beneficiary (recipient)

Make payment online (card/net banking)

Pay online via credit card, debit card, net banking, or UPI

Receive confirmation

Get confirmations for the payment and money transfer order

Transfer Fees, Charges & Exchange Rates

When you transfer money from India to Europe, these are the charges you need to know about:

Processing fee:

A small processing fee, usually around ₹500, is applied to each transaction.

GST:

Standard Goods & Services Tax is charged. It applies to the exchange rate markups, handling fees or service charges.

Card payment charges:

Funding your transfer via debit or credit card may incur additional convenience fees.

Bank intermediary charges:

Foreign banks may apply standard charges when routing funds through the SWIFT network.

RBI Rules for Sending Money to Europe From Mau

To remit money to Europe from India, you need to be aware of the Liberalised Remittance Scheme (LRS). Here’s an overview: 

Limit: 

Under LRS, Indians can individually remit up to $250,000 per financial year for authorised purposes.

Allowed purposes: 

Under LRS, you can send money abroad for certain approved reasons, such as:

• Education 
• Medical treatment
• Family maintenance
• Travel
• Investments
• Gifts

Documents Required for Money Transfer From Mau to Europe

When you send money to Europe from Mau via Thomas Cook, you need to submit a few documents. Here is a checklist:

Remitter:

• PAN Card 
• Official valid ID proof 
• Signed Declaration Form (A2)
• Source of funds/Proof of payment
• Proof of the relationship between the remitter and the beneficiary
• Bank statements (last 6 months)

Beneficiary:

• Complete bank account details 
• SWIFT code 
• Address in Europe

How Long Does It Take to Transfer Money to Europe?

Here’s how much time it takes to transfer money from India to Europe:

Wire transfer: 

It is very fast, typically taking the same day or 24 hours for the money to reflect in the beneficiary’s account. 

Demand draft:

Sending money by demand draft is a bit slower, typically taking 3-5 working days to complete. 

Note:

Sometimes, it may take longer to transfer money from India to Europe due to:

• Incorrect details 
• Weekend transfer
• Banking cut-offs

Common Reasons/Mistakes for Transfer Delays

If your transfer is delayed, it might be due to one of the following mistakes/reasons:

Incorrect beneficiary details: 

Typos or incorrect information in the account number or SWIFT code.

Banking system delays: 

Processing often gets paused due to routine maintenance checks, holidays or weekends.

Currency processing: 

Less commonly traded currencies can take extra time for conversion.

Time zone differences: 

The transfer was initiated outside of the receiving bank’s business hours.

Send Money to Europe for Education, Family & Medical Needs

Thomas Cook makes it incredibly easy to send money to Europe from Mau. Here’s how we help:

Student tuition payments: 

Ensure foreign university fees are paid securely and on time.

Living expenses: 

Support your loved ones overseas with funds for rent, groceries and daily needs.

Emergency medical transfers: 

Swiftly send critical funds across borders to cover urgent healthcare costs.

Is It Safe to Send Money with Thomas Cook?

Yes, it is completely safe to send money to Europe from Mau with Thomas Cook. With us, you get:

RBI compliance: 

Each transaction strictly adheres to RBI regulations and international remittance norms. 

Secure SWIFT network: 

Transactions are handled over the secure SWIFT network. It incorporates high-level encryption, authentication and standardised protocols. 

Fraud protection systems: 

Our advanced security protocols safeguard your funds and personal information.